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NomadWealth vs a spreadsheet

A spreadsheet is the honest starting point — flexible, private, entirely yours. But it breaks: formulas rot, FX is manual, prices go stale, and the whole thing needs constant fixing. NomadWealth keeps everything you like about the spreadsheet — you own the data, it runs on your own infrastructure — and removes the maintenance: live FX, live prices, a proper multi-asset model, and a projection that updates itself.

FeatureNomadWealtha spreadsheet
You own your data
No formulas to fix
Live FX across currencies
Live market prices
Structured multi-asset model
FIRE / net-worth projection
Read-only share links
Guided onboarding & import

A spreadsheet wins on flexibility for a while. Once you're tracking multiple asset types across currencies, NomadWealth gives you the same ownership without the constant upkeep.

The table shows the full Pro feature set. You can also start with the free Lite version — the same self-hosted app with honest caps — and upgrade in place.